Loan Programs
At Loans Incorporated,we offer a diverse range of loan programs to suit every homebuyer’s needs.
Our conventional loans provide flexible terms and competitive rates for those with strong credit.
For buyers needing lower down payments, our FHA loans offer government-backed security and easier
qualification requirements.
Veterans and active-duty military personnel can take advantage of our VA loans,which feature no down payment
and favorable terms. We also provide USDA loans for rural homebuyers, offering zero down payment options.
Each program is designed to cater to different financial situations,ensuring you find the perfect fit for your
homeownership journey.
We also cater to a variety of borrowers,including real estate investors and those needing alternative documentation loans. Our investor loan programs are designed to support property investment and portfolio expansion with options like Debt Service Coverage Ratio (DSCR) loans,which focus on property cash flow rather than personal income.
Additionally, we offer P&L statement loans and bank statement loans for self-employed individuals or those with non-traditional income sources, allowing for flexible qualification criteria that. These programs ensure that diverse financial situations are accommodated, helping you secure the financing you need.
Click the buttons below to explore each loan option and find the perfect fit for your investment or personal needs
Conventional Loan
Conventional loans are a top choice for many homebuyers due to their flexibility and competitive rates. Offered by private lenders and not insured by the government, these loans typically require a higher credit score and a down payment ranging from 3% to 20%...
FHA Loan
FHA loans, backed by the Federal Housing Administration, are designed to help homebuyers who may not qualify for conventional loans...
VA Loan
VA loans, backed by the Department of Veterans Affairs, are specifically designed for veterans, active-duty service members, and eligible surviving spouses...
USDA Loan
USDA loans, backed by the U.S. Department of Agriculture, are designed to support homebuyers in rural and suburban areas. These loans offer significant benefits, including no down payment requirements and competitive interest rates...
Jumbo Loan
Jumbo loans are designed for high-value properties that exceed the conforming loan limits set by Fannie Mae and Freddie Mac...
Reverse Mortgage
Reverse mortgages are a financial tool designed for homeowners aged 62 and older, allowing them to convert a portion of their home equity into tax-free income...
Renovation Loan
Renovation loans provide the perfect solution for homebuyers and homeowners looking to renovate or improve their properties...
DSCR Loan
Debt Service Coverage Ratio (DSCR) loans are designed for real estate investors and property owners who need flexible financing based on rental income rather than personal income...
Profit & Loss Statement Loan
Profit and Loss (P&L) statement loans are tailored for self-employed individuals and business owners who need to use their business income to qualify for a mortgage...
Bank Statement Loan
Bank statement loans are designed for self-employed individuals and freelancers who need a mortgage but may not have traditional income documentation.
ITIN Loan
ITIN loans are specifically designed for individuals who do not have a Social Security number but have an Individual Taxpayer Identification Number (ITIN).
HELOC/HELOAN
Home Equity Line of Credit (HELOC) and Home Equity Loan (HELOAN) programs offer flexible financing options for homeowners looking to leverage their home equity.
Grant Programs
Our grant programs offer valuable financial assistance to help you achieve your homeownership goals.
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2024 Loans Incorporated
Philadelphia Fidelity Mortgage Company DBA Loans Incorporated. NMLS# 2591313 All Rights Reserved. Licensed by the Pennsylvania Department of Banking License/Registration #109524. Licensed by the Florida Division of Consumer Finance.
For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Philadelphia Fidelity Mortgage Company DBA Loans Incorporated arranges loans with third-party providers; does not make any mortgage loan commitments or fund and mortgage loans.
Philadelphia Fidelity Mortgage Company DBA Loans Incorporated. NMLS# #2591313 www.nmlsconsumeraccess.org Equal Housing Opportunity.
610 Old York Road Suite 400, Jenkintown, PA 19046 | (215) 990-9849
