Conventional Loan
Conventional loans are a top choice for many homebuyers due to their flexibility and competitive rates.
Offered by private lenders and not insured by the government, these loans typically require a
higher credit score and a down payment ranging from 3% to 20%. Conventional loans come in
two main types: fixed-rate mortgages, which offer predictable monthly payments,and adjustable-rate mortgages,
which have lower initial rates that adjust over time.Ideal for those with strong credit profiles,
conventional loans often have fewer restrictions and lower overall costs compared to government-backed loans.
They can be used for primary residences, second homes, and investment properties, providing versatile solutions
to meet a variety of financial goals.
Explore our conventional loan options to find the best fit for your home financing needs.
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OUR LOAN PROGRAMS
FHA Loan
FHA loans, backed by the Federal Housing Administration, are designed to help homebuyers who may not qualify for conventional loans...
VA Loan
VA loans, backed by the Department of Veterans Affairs, are specifically designed for veterans, active-duty service members, and eligible surviving spouses...
USDA Loan
USDA loans, backed by the U.S. Department of Agriculture, are designed to support homebuyers in rural and suburban areas. These loans offer significant benefits, including no down payment requirements and competitive interest rates...
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2024 Loans Incorporated
Philadelphia Fidelity Mortgage Company DBA Loans Incorporated. NMLS# 2591313 All Rights Reserved. Licensed by the Pennsylvania Department of Banking License/Registration #109524. Licensed by the Florida Division of Consumer Finance.
For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Philadelphia Fidelity Mortgage Company DBA Loans Incorporated arranges loans with third-party providers; does not make any mortgage loan commitments or fund and mortgage loans.
Philadelphia Fidelity Mortgage Company DBA Loans Incorporated. NMLS# #2591313 www.nmlsconsumeraccess.org Equal Housing Opportunity.
610 Old York Road Suite 400, Jenkintown, PA 19046 | (215) 990-9849
