DSCR Loan
Debt Service Coverage Ratio (DSCR) loans are designed for real estate investors and property owners who need flexible financing based on rental income rather than personal income. With DSCR loans, the focus is on the property’s ability to generate income to cover its debt obligations. This makes them ideal for investors with multiple properties or those with non-traditional income sources. DSCR loans often require less stringent credit requirements and allow for higher loan amounts based on the property’s cash flow. Explore our DSCR loan options to see how you can leverage rental income to finance your real estate investments and grow your portfolio.
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OUR LOAN PROGRAMS
Profit & Loss Statement Loan
Profit and Loss (P&L) statement loans are tailored for self-employed individuals and business owners who need to use their business income to qualify for a mortgage...
Bank Statement Loan
Bank statement loans are designed for self-employed individuals and freelancers who need a mortgage but may not have traditional income documentation.
ITIN Loan
ITIN loans are specifically designed for individuals who do not have a Social Security number but have an Individual Taxpayer Identification Number (ITIN).
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2024 Loans Incorporated
Philadelphia Fidelity Mortgage Company DBA Loans Incorporated. NMLS# 2591313 All Rights Reserved. Licensed by the Pennsylvania Department of Banking License/Registration #109524. Licensed by the Florida Division of Consumer Finance.
For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Philadelphia Fidelity Mortgage Company DBA Loans Incorporated arranges loans with third-party providers; does not make any mortgage loan commitments or fund and mortgage loans.
Philadelphia Fidelity Mortgage Company DBA Loans Incorporated. NMLS# #2591313 www.nmlsconsumeraccess.org Equal Housing Opportunity.
610 Old York Road Suite 400, Jenkintown, PA 19046 | (215) 990-9849
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610 Old York Road Suite 400, Jenkintown, PA 19046
