Profit and Loss Statement Program
Profit and Loss (P&L) statement loans are tailored for self-employed individuals and business owners who need to use their business income to qualify for a mortgage. Instead of traditional income verification, these loans use your P&L statements to demonstrate your earnings and financial stability. This flexibility is ideal for those with non-traditional income streams or who may not have regular pay stubs. With competitive rates and terms, P&L statement loans make it easier for entrepreneurs and self-employed professionals to secure financing based on their actual business performance. Explore our P&L statement loan options to find a solution that fits your financial situation and homebuying goals.
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OUR LOAN PROGRAMS

Bank Statement Loan
Bank statement loans are designed for self-employed individuals and freelancers who need a mortgage but may not have traditional income documentation.

ITIN Loan
ITIN loans are specifically designed for individuals who do not have a Social Security number but have an Individual Taxpayer Identification Number (ITIN).

HELOC/HELOAN
Home Equity Line of Credit (HELOC) and Home Equity Loan (HELOAN) programs offer flexible financing options for homeowners looking to leverage their home equity.
CLIENTS TRUST US
“I had a lot of questions and everyone on the team was super patient with me. I would call after hours as well and there as always someone to talk to. I highly recommend them."
Richard, PA"Excellent service! Answered all of calls and made being a first time home buyer super easy. A lot less stressful than I thought. Would recommend Alex and the Loans Inc team to anyone."
Brian, PA"The whole team is great. Would highly recommend Loans Incorporated."
Stephanie, FL
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2024 Loans Incorporated
Philadelphia Fidelity Mortgage Company DBA Loans Incorporated. NMLS# 2591313 All Rights Reserved. Licensed by the Pennsylvania Department of Banking License/Registration #109524. Licensed by the Florida Division of Consumer Finance.
For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Philadelphia Fidelity Mortgage Company DBA Loans Incorporated arranges loans with third-party providers; does not make any mortgage loan commitments or fund and mortgage loans.
Philadelphia Fidelity Mortgage Company DBA Loans Incorporated. NMLS# #2591313 www.nmlsconsumeraccess.org Equal Housing Opportunity.
610 Old York Road Suite 400, Jenkintown, PA 19046 | (215) 990-9849